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30-year mortgage rate average at 3.75 percent

1 min read

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WASHINGTON -Average long-term mortgage rates fell for the first time in four weeks and remain near historic lows reached in May 2013.

Mortgage giant Freddie Mac said the national average for a 30-year, fixed-rate mortgage fell to 3.75 percent from 3.80 percent last week.

The rate for a 15-year mortgage, popular with homeowners who refinance, fell to 3.03 percent from 3.07 percent last week.

A year ago, the average 30-year mortgage stood at 4.28 percent and the 15-year mortgage at 3.32 percent.

Mortgage rates remained low even though the Federal Reserve in October ended its monthly bond purchases, which were meant to hold down long-term rates.

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